The Tools - In a MLM group, there are only about 3% of the members who make enough money to make a living at it. The lower income brackets are more likely to struggle to make ends meets because they spend the money they make on the "TOOLS." of the trade. These "tools" can include audio tapes, CD's, videotapes, and books. They also include business cards, brochures and business cards. These "tools" make up 30% of the income for the upper 3%. The masses take them and then distribute them to earnes...